Welcome to Gold Loan Calc. By accessing and using our website at goldloancalc.com, you agree to be bound by these Terms of Service. If you do not agree, please do not use our website.

1. Nature of Service

Gold Loan Calc provides free online calculators and educational content related to gold loans, gold rates, and gold-backed financial products. Our tools are designed to help users estimate loan amounts, EMIs, charges, and costs associated with gold loans.

2. Not Financial Advice

⚠️ Important Disclaimer

The content on Gold Loan Calc is for informational and educational purposes only. It does not constitute financial advice, investment advice, tax advice, or legal advice. We are not a bank, NBFC, financial advisor, or registered intermediary. The calculations, estimates, and comparisons provided are approximate and may differ from actual loan offers. Always consult with a qualified financial professional and verify terms directly with the lending institution before making any borrowing decisions.

3. Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no warranties or guarantees regarding the accuracy, completeness, or reliability of:

Calculator results and estimates
Live gold prices fetched from third-party APIs
Bank and NBFC interest rates, fees, and terms shown on comparison pages
Any other financial data or information on this website

Gold rates, interest rates, and lending terms change frequently. The data on our website may not reflect the most current information from all sources.

4. Use of Third-Party Trademarks

Bank names, NBFC names, and other financial institution names mentioned on this website (such as SBI, HDFC, ICICI, Muthoot Finance, Manappuram Finance, etc.) are trademarks of their respective owners. Gold Loan Calc is not affiliated with, endorsed by, or partnered with any of these institutions. Their names are used solely for the purpose of providing informational comparisons based on publicly available data.

5. Limitation of Liability

To the fullest extent permitted by law, Gold Loan Calc and its operators shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of this website, including but not limited to financial losses resulting from reliance on our calculator results or comparisons.

6. Privacy

Your use of our website is also governed by our Privacy Policy, which describes how we collect and use information.

7. Intellectual Property

All content on Gold Loan Calc, including text, graphics, logos, icons, code, and calculator algorithms, is the property of Gold Loan Calc and is protected by copyright law. You may use our calculators for personal, non-commercial purposes. Reproduction, distribution, or modification of our content without prior written consent is prohibited.

8. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be posted on this page with an updated date. Continued use of the website after changes constitutes acceptance of the updated terms.

9. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of India. Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of courts in India.

10. Contact

For questions about these Terms of Service, please contact us at contact@goldloancalc.com.

Terms of Service