Gold Loan Calc ("we," "us," or "our") operates the website goldloancalc.com. This Privacy Policy explains how we collect, use, and protect your information when you visit our website.

1. Information We Collect

1.1 Calculator Data

All calculations on Gold Loan Calc are performed entirely in your browser (client-side). The gold weight, purity, interest rates, and other values you enter into our calculators are never sent to our servers. We do not store, transmit, or have access to any of your calculator inputs.

1.2 Automatically Collected Information

When you visit our website, certain information is automatically collected through cookies and similar technologies:

IP address (anonymized)
Browser type and version
Device type (desktop, mobile, tablet)
Pages visited and time spent on each page
Referring website URL
Geographic location (country/city level only)

2. How We Use Information

We use the automatically collected information to:

Understand how visitors use our calculators so we can improve them
Analyze website traffic patterns and performance
Ensure the website functions correctly across different devices and browsers
Display relevant advertisements through Google AdSense

3. Third-Party Services

3.1 Google Analytics

We use Google Analytics (GA4) to understand website traffic and user behavior. Google Analytics uses cookies to collect anonymous usage data. Google may use this data in accordance with their own privacy policy. You can opt out of Google Analytics tracking by installing the Google Analytics Opt-Out Browser Add-on.

3.2 Google AdSense

We use Google AdSense to display advertisements on our website. Google AdSense may use cookies and web beacons to serve ads based on your prior visits to our website and other websites on the internet. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites. You can opt out of personalized advertising by visiting Google Ads Settings.

3.3 Gold Price API

We fetch live gold prices from a third-party API to display current gold rates. This API call does not include any personal information.

4. Cookies

Our website uses the following types of cookies:

Essential cookies: Theme preference (light/dark mode) stored in localStorage
Analytics cookies: Google Analytics cookies (_ga, _gid) for traffic analysis
Advertising cookies: Google AdSense cookies for serving relevant ads

You can control cookies through your browser settings. Note that disabling cookies may affect website functionality.

5. Data Security

Our website is served over HTTPS (SSL/TLS encryption). Since all calculator data remains in your browser and is never transmitted to our servers, there is no risk of your financial calculation data being intercepted or breached.

6. Children's Privacy

Our website is not directed at children under 13 years of age. We do not knowingly collect personal information from children.

7. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date. We encourage you to review this page periodically.

8. Contact Us

If you have any questions about this Privacy Policy, please contact us at contact@goldloancalc.com or visit our Contact page.

Privacy Policy